The bank provides financing for the construction of housing projects in Israeli settlements in occupied territory. Hapoalim Bank acted as a guarantor and loan maker to major contractors and construction companies who build in the Occupied Territories (e.g. Heftzibah). The bank also acted as a financial underwriter for Hebftziba via IBI. In addition, Hapoalim Bank is a major creditor for Shikun & Binui – Housing and Construction.